Integra Credit Loans in Utah: $500–$3,000, Funded Fast
Utah residents can apply online for an Integra Credit personal installment loan — 10 to 18 month terms, no origination fee, no prepayment penalty, and direct deposit as soon as the next business day. Here are the terms published for Utah.
Integra Credit terms in Utah
As published by the lender for Utah on October 13, 2026. Your individual offer depends on your application.
A licensed Integra Credit company
In Utah, a state-licensed Integra Credit entity lends directly under local consumer-credit law. Every loan is serviced by Deinde Financial, LLC d/b/a Integra Credit, Chicago, IL.
- Licensed Integra Credit company — lends directly under Utah consumer-credit law
- Deinde Financial, LLC d/b/a Integra Credit — services the loan from application to payoff
What a $1,200 loan costs in Utah
The lender's own published example for Utah, plus an estimate (standard amortization) of what happens if you pay it off in six months instead.
Full term (12 payments) · lender's example
Paid off in 6 months · estimate
Five minutes online, decision in minutes
Soft inquiry to check your rate. You'll need to be 18+, have a Utah address, a checking account in your name and regular income.
Integra Credit in Utah — FAQ
Is Integra Credit available in Utah?
Yes. Integra Credit offers personal installment loans to Utah residents through a licensed Integra Credit company operating under state law. Published amounts run from $500 to $3,000.
What APR does Integra Credit charge in Utah?
The published APR range for Utah is 149% to 399%, with terms of 10 to 18 months. Your exact rate depends on your income, credit profile and the term you choose, and is shown before you sign.
What is the late fee in Utah?
In Utah the late fee is the greater of $30 or 5% of the payment. There is no origination fee and no prepayment penalty.
How old do I need to be to apply in Utah?
You must be at least 18 in Utah, have a checking account in your name, regular verifiable income and a valid Social Security number.
How fast is funding in Utah?
Decisions are usually shown within minutes. After you e-sign, funds are sent by direct deposit — often the next business day — to Utah checking accounts.
Nearby states
Ready to apply in Utah?
$500–$3,000, 149%–399% APR, 10–18 months. $0 origination fee, no prepayment penalty.