Terms of Use

1. Acceptance

These Terms of Use govern your access to integracreditapply.com (the "Site"). If you do not agree, please do not use the Site.

2. Nature of the Site

The Site provides general information about Integra Credit loan products and links to the lender's application. We are not a lender, broker or financial adviser, and we do not make credit decisions, collect applications or handle funds. Any loan agreement is solely between you and the lender.

3. Accuracy of information

We work to keep rates, fees, terms and state availability current by checking the lender's public disclosures regularly, but they can change without notice and individual offers vary. Always confirm the terms shown on the lender's application before accepting. Nothing on the Site is a guarantee of approval, amount or rate.

4. No advice

Content is for general information only and is not financial, legal or tax advice. Consider your own circumstances and, where appropriate, seek independent advice before borrowing.

5. Permitted use

• Use the Site lawfully and for personal, non-commercial purposes.
• Do not scrape, copy or republish content without permission.
• Do not attempt to interfere with the Site's operation or security.

6. Intellectual property

Text, design and original images on the Site are owned by or licensed to us. Lender names and marks belong to their owners and are used for identification only.

7. Third-party links

Links to the lender and other sites are provided for convenience. We are not responsible for their content, policies or practices.

8. Disclaimer and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss arising from your use of the Site or reliance on its content, including decisions to apply for or accept a loan.

9. Changes and governing law

We may update these terms at any time by posting a new version. These terms are governed by the laws of the State of Illinois. Contact: [email protected].