Idaho · Updated October 2026

Integra Credit Loans in Idaho: $500–$3,000, Funded Fast

Idaho residents can apply online for an Integra Credit personal installment loan — 10 to 18 month terms, no origination fee, no prepayment penalty, and direct deposit as soon as the next business day. Here are the terms published for Idaho.

Idaho borrower with Integra Credit loan funds at home
Idaho fact sheet

Integra Credit terms in Idaho

As published by the lender for Idaho on October 13, 2026. Your individual offer depends on your application.

Loan amount$500 – $3,000Personal installment loan
APR range149% – 399%Fixed for the life of the loan
Term10 – 18 monthsEqual monthly payments
Origination fee$0No application or processing fees
Prepayment penaltyNonePay off early, save interest
Minimum age18+Idaho age of contract
Late feeThe greater of $15 or 5% of the unpaid payment if not paid within 10 days after the due dateDisclosed in your Idaho loan agreement
Compare with other states
Who lends in Idaho

A licensed Integra Credit company

In Idaho, a state-licensed Integra Credit entity lends directly under local consumer-credit law. Every loan is serviced by Deinde Financial, LLC d/b/a Integra Credit, Chicago, IL.

  • Licensed Integra Credit company — lends directly under Idaho consumer-credit law
  • Deinde Financial, LLC d/b/a Integra Credit — services the loan from application to payoff
How we verified the lender
Cost example

What a $1,200 loan costs in Idaho

The lender's own published example for Idaho, plus an estimate (standard amortization) of what happens if you pay it off in six months instead.

Full term (12 payments) · lender's example

Amount financed$1,200
APR198.08%
Monthly payment$234.04
Total interest$1,608.48
Total repaid$2,808.48

Paid off in 6 months · estimate

Amount financed$1,200
APR198.08%
Monthly payment$330.05
Total interest$780.30
Estimated saving$828.18
How early payoff works
Apply from Boise or anywhere in Idaho

Five minutes online, decision in minutes

Soft inquiry to check your rate. You'll need to be 18+, have an Idaho address, a checking account in your name and regular income.

Common questions

Integra Credit in Idaho — FAQ

Is Integra Credit available in Idaho?

Yes. Integra Credit offers personal installment loans to Idaho residents through a licensed Integra Credit company operating under state law. Published amounts run from $500 to $3,000.

What APR does Integra Credit charge in Idaho?

The published APR range for Idaho is 149% to 399%, with terms of 10 to 18 months. Your exact rate depends on your income, credit profile and the term you choose, and is shown before you sign.

What is the late fee in Idaho?

In Idaho the late fee is the greater of $15 or 5% of the unpaid payment if not paid within 10 days after the due date. There is no origination fee and no prepayment penalty.

How old do I need to be to apply in Idaho?

You must be at least 18 in Idaho, have a checking account in your name, regular verifiable income and a valid Social Security number.

How fast is funding in Idaho?

Decisions are usually shown within minutes. After you e-sign, funds are sent by direct deposit — often the next business day — to Idaho checking accounts.

Nearby states

Ready to apply in Idaho?

$500–$3,000, 149%–399% APR, 10–18 months. $0 origination fee, no prepayment penalty.

Loans from $200 – $5,000$0 origination fee · Fast funding
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