Privacy Policy

1. Who we are

integracreditapply.com ("we", "us") is an independent information website about Integra Credit loan products. We are not the lender. Loan applications are completed on the lender's own website, which has its own privacy notice.

2. Information we collect

We collect only what is needed to run the site:

• Usage data — pages viewed, approximate location (city level), device and browser type, referring page, collected through standard server logs and analytics.
• Information you send us — your name, email address and message if you contact [email protected].
• Cookies — small files used for analytics and to remember preferences. See section 5.

We do not collect Social Security numbers, bank details or application data. Those are entered on the lender's site, never here.

3. How we use information

• To operate, secure and improve the website.
• To respond to your messages.
• To measure which content is useful, in aggregate.
• To comply with legal obligations.

We do not sell personal information.

4. Sharing

We share information only with service providers that host the site or provide analytics, under contracts that limit their use of it; when required by law; or to protect our rights. If you follow a link to the lender, you leave this site and the lender's policies apply.

5. Cookies and analytics

We use essential cookies and privacy-respecting analytics to understand traffic. You can block cookies in your browser; the site will still work. Where required, we ask for consent before setting non-essential cookies.

6. Data retention and security

Server logs are kept for up to 12 months. Support emails are kept as long as needed to resolve your request. The site is served over HTTPS and access to systems is restricted to authorised personnel.

7. Your choices and rights

Depending on where you live, you may have the right to access, correct or delete personal information we hold, or to object to certain processing. Email [email protected] to exercise these rights. California residents may also request details of any disclosures for direct-marketing purposes; we make none.

8. Children

The site is not directed to anyone under 18 and we do not knowingly collect information from minors.

9. Changes and contact

We may update this policy; the effective date above will change when we do. Questions: [email protected], or write to us at 120 S. LaSalle St., Suite 1600, Chicago, IL 60603.