About us

About Integra Credit: Transparent Credit for the Borrowers Banks Decline

Integra Credit is the consumer-lending brand of Deinde Financial, LLC, based in Chicago. Through FDIC-insured bank partners and state-licensed entities it offers personal installment loans and lines of credit to Americans with poor or thin credit — with every cost shown before you sign.

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At a glance

The company behind the brand

Legal entityDeinde Financial, LLC
d/b/a Integra Credit

Headquarters120 S. LaSalle St., Suite 1600
Chicago, IL 60603

Lending partnersTAB Bank · Quill Bank
Licensed Integra Credit entities

Footprint24 states
BBB A+ · Trustpilot 4.7/5

How it works

Bank partnerships, one servicer, one standard

You apply onlineA five-minute form, a soft inquiry and a decision usually within minutes.

Your state picks the lenderTAB Bank or Quill Bank (FDIC-insured) in 19 states; a licensed Integra Credit company in five.

Deinde Financial services every loanYour account, payments and support are handled by one company from signing to payoff.

Payments are reportedOn-time history goes to the major credit bureaus, so the loan can help rebuild credit.

Which lender serves your state

What we stand for

Three commitments

No surprises

$0 origination fee, no prepayment penalty, and the full APR, schedule and total cost on screen before you sign.

A fair look

Underwriting that weighs income and banking history, not just a credit score — so thin files get a real decision.

Honest about cost

These are expensive loans for short-term needs. We say so on every page, and show cheaper alternatives where they exist.

About this website

integracreditapply.com

integracreditapply.com is an independent information and application-referral website for Integra Credit products. It is not affiliated with, operated by, or endorsed by Deinde Financial, LLC, integracredit.com, TAB Bank or Quill Bank. Rates, terms and availability are based on the lender's public disclosures and are re-verified monthly; confirm current terms with the lender before applying. Questions: [email protected].

See what you qualify for

Soft inquiry, five minutes, every cost shown before you decide.

Check Your Rate How it works