Arkansas · Updated October 2026

Integra Credit Loans in Arkansas: $500–$3,000, Funded Fast

Arkansas residents can apply online for an Integra Credit personal installment loan — 12 to 21 month terms, no origination fee, no prepayment penalty, and direct deposit as soon as the next business day. Here are the terms published for Arkansas.

Arkansas borrower with Integra Credit loan funds at home
Arkansas fact sheet

Integra Credit terms in Arkansas

As published by the lender for Arkansas on October 13, 2026. Your individual offer depends on your application.

Loan amount$500 – $3,000Personal installment loan
APR range159% – 249%Fixed for the life of the loan
Term12 – 21 monthsEqual monthly payments
Origination fee$0No application or processing fees
Prepayment penaltyNonePay off early, save interest
Minimum age18+Arkansas age of contract
Late fee$15 if a payment is not paid in full within 10 days after its due dateDisclosed in your Arkansas loan agreement
Compare with other states
Who lends in Arkansas

TAB Bank or Quill Bank

In Arkansas, Integra Credit loans are originated by FDIC-insured partner banks under federal bank lending rules. Every loan is serviced by Deinde Financial, LLC d/b/a Integra Credit, Chicago, IL.

  • TAB Bank — Transportation Alliance Bank, Inc., Utah-chartered, FDIC-insured
  • Quill Bank — FDIC-insured partner for line-of-credit products
  • Deinde Financial, LLC — services the loan from application to payoff
How we verified the lender
Cost example

What a $1,700 loan costs in Arkansas

The lender's own published example for Arkansas, plus an estimate (standard amortization) of what happens if you pay it off in six months instead.

Full term (19 payments) · lender's example

Amount financed$1,700
APR187.42%
Monthly payment$294.04
Total interest$3,886.76
Total repaid$5,586.76

Paid off in 6 months · estimate

Amount financed$1,700
APR187.42%
Monthly payment$456.71
Total interest$1,040.24
Estimated saving$2,846.52
How early payoff works
Apply from Little Rock or anywhere in Arkansas

Five minutes online, decision in minutes

Soft inquiry to check your rate. You'll need to be 18+, have an Arkansas address, a checking account in your name and regular income.

Common questions

Integra Credit in Arkansas — FAQ

Is Integra Credit available in Arkansas?

Yes. Integra Credit offers personal installment loans to Arkansas residents through its FDIC-insured bank partners TAB Bank and Quill Bank. Published amounts run from $500 to $3,000.

What APR does Integra Credit charge in Arkansas?

The published APR range for Arkansas is 159% to 249%, with terms of 12 to 21 months. Your exact rate depends on your income, credit profile and the term you choose, and is shown before you sign.

What is the late fee in Arkansas?

In Arkansas the late fee is $15 if a payment is not paid in full within 10 days after its due date. There is no origination fee and no prepayment penalty.

How old do I need to be to apply in Arkansas?

You must be at least 18 in Arkansas, have a checking account in your name, regular verifiable income and a valid Social Security number.

How fast is funding in Arkansas?

Decisions are usually shown within minutes. After you e-sign, funds are sent by direct deposit — often the next business day — to Arkansas checking accounts.

Nearby states

Ready to apply in Arkansas?

$500–$3,000, 159%–249% APR, 12–21 months. $0 origination fee, no prepayment penalty.

Loans from $200 – $5,000$0 origination fee · Fast funding
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